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Investment Services

Investment Services in Long Beach, CA | Randall Wealth Group

Investment Services in Long Beach, CA

At Randall Wealth Management Group, we pride ourselves on being a small, family-owned firm. When we develop a new relationship, we look at it as lifelong and treat the client like family. It takes time to cultivate meaning and trust within the scope of the advisor/client relationship. All of our efforts are geared towards gaining the confidence of our clients through our ability to provide appropriate financial solutions to each area of their financial picture. Each client receives individualized care from our team of financial professionals. We specialize in retirement planning and investment services in Long Beach, CA. Our Retirement Planning Software creates a realistic projection of what an individual’s retirement will look like and identifies potential concerns.

Investment Services

Investment services is a broad term that involves one or both of the following:

  • The management of an investment account.
  • Professional advice and guidance on investing personal assets.

Investing includes various products and services, including stocks, bonds, funds, bank products, options, annuities, retirement, and education savings. We help manage investment services and products, but our true value is our knowledge and experience. A financial advisor evaluates your financial situation and recommends solutions based on many factors. Some include your financial goals for the future, risk tolerance, and certain life milestones such as planning for children’s education, saving for retirement, or anything in between.

Common Investment Services

  • Stocks – Investing in stock makes the investor one of the owners of a corporation. Stocks represent shares in ownership. The success or lack-there-of within the company directly affects whether you make or lose money on a stock.
  • Bonds – A bond is essentially a loan the investor makes to a corporation, agency, or organization in exchange for payments of interest over a term plus repayment of the principal at maturity.
  • Mutual Funds – Investment funds pool the money of multiple investors together and invest according to an outlined specific investment strategy. There are many types of funds with different features.
  • Annuities - are contracts between the purchaser and an insurance company. The company promises to pay periodic payments to the purchaser immediately or in the future. *
  • Retirement – Saving for retirement and managing retirement income encompasses a wide array of various investment services. There are many vehicles to save for and manage money during retirement.
  • Education Savings – Saving for education is not simply tucking money away. There are many tax-advantaged plans available for saving for education.
  • Insurance – Life insurance plans come in different forms, including term, whole, and universal life with variations. Variable life and variable universal life insurance are considered securities.

* The guarantee of the annuity is backed by the financial strength of the underlying insurance company..

Why Should I Use A Financial Advisor?

Although we have access to a wealth of information in this day and age, including financial information, it is essential to seek the advice of a knowledgeable financial professional. Why should you get a financial advisor involved? Part of the problem is that there is too much information available, and it can be pretty overwhelming for someone with limited experience in the world of retirement planning. Using a financial advisor to guide and teach you how to make informed decisions can help you avoid making costly mistakes. Call and make an appointment today.